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Smart Money Moves. Smarter Future.

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Your CIBIL Score.
Built While You Study.

The IB Credit Card is India’s first student credit card backed by an RBI-regulated NBFC. Zero annual fee. Secured model. Every on-time payment builds your CIBIL score from Day 1 — so you graduate financially ready, not financially invisible.

Finance
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SBI
HDFC Credila
Axis Bank
ICICI Bank
BookMyForex
Avanse
Bajaj Finserv

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How it works

Three steps from zero credit history to a 700+ CIBIL score by graduation.

KYC

Activate Your IB Card

Apply through the InterBuddy app in under 5 minutes. Get your physical RuPay/Visa card delivered to your address. No income proof. No credit history needed.

Wallet

Use It. Build Credit.

Every swipe and every on-time payment is reported directly to CIBIL. Your score grows automatically — from ₹2,000 limit to ₹10,000 as you demonstrate responsible usage.

Earn

Graduate Credit-Ready

A student who joins InterBuddy in Year 1 and uses the IB Card responsibly will have a CIBIL score of 700+ by graduation — eligible for home loans, car loans, and premium credit products from Day 1 of employment.

Finance Features

We handle all your student finances our way.

CIBIL BUILDER

InterBuddy is the only student platform in India that actively builds your financial identity while you study — through a real credit card, structured financial literacy, and responsible credit habits taught from Day 1 of college.

Zero annual fee. RBI-regulated. Delivered to your door.

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Student

IB Card

Physical RuPay/Visa card with mobile app management — activate, block, set limits, pay bills, view statements instantly.

Graduated Limits

Starts at ₹2,000. Grows to ₹10,000 in 6 months. Responsible usage unlocks higher limits automatically.

Services

Our full finance
services for you

Interbuddy Card

Every financial service on InterBuddy is built specifically for Indian students — starting from zero credit history, zero income, and zero
financial knowledge. We meet students exactly where they are.

Expertise

With the right financial tools, every student can go further.

Smart money decisions made early change everything.

Physical card. Mobile app management. Activate, block, set limits, pay bills — all from InterBuddy. Backed by RBI-regulated NBFC. Zero annual fee. Accepted everywhere in India.

Every on-time IB Card payment is reported to CIBIL. Students who join in Year 1 and use the card responsibly graduate with a 700+ score — making them eligible for home loans, car loans, and premium credit from Day 1 of employment.

Money Basics → Credit & CIBIL → Banking & Cards → Saving & Investing → Loan Literacy → Tax Basics. Taught in Tamil and English via 5-minute bite-sized video lessons inside the app. Free for every student.

Complete education loan guidance for studies in India and abroad — SBI Global Ed-Vantage, HDFC Credila, Avanse, and Axis Bank compared in one place. Multi-currency forex cards for UK, Canada, Australia, USA, and Europe. Student insurance from ₹2,500/year.

Services

Our selected
features

See how InterBuddy Finance and the IB Credit Card work inside the app — built for students, tested by students across Tamil Nadu.

Finance Partners

Trusted finance partners backing InterBuddy

SBI
ICIC
AXIS
HDFC
AVANSE
Bajajaj

Testimonials

Student Feedback

Real students building real credit history through the IB Card.

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Arun Kumar
Second Year Engineering · Salem
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Santhosh Babu
Final Year · Anna University, Chennai
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Priya Natarajan
MBA Student · PSG Tech, Coimbatore

Finance

Make your finances
work for you

Accepted everywhere in India

Reported to bureau every month

6 modules, 5-min bite-sized lessons

SBI, HDFC, Avanse, Axis Bank compared

INTERBUDDY FINANCE

Ready to Take Control of Your Student Finances?

IB Card, CIBIL builder, financial literacy, and  education loans —
all free inside the app.
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India’s student platform for community, career, gigs, higher education, and finance — built by InterEd Ventures.

Contact Us

RSR Complex, Salem Road,   Mudalaipatti Post, Namakkal – 637 001

Have a question for us?

09 : 30 AM - 06 : 30 PM

Monday – Saturday