Phone
+91-9345151235Location
InterBuddy, RSR Complex, Salem Road, Mudalaipatti Post, Namakkal – 637 001© 2026 | Interbuddy. All rights reserved.
The IB Credit Card is India’s first student credit card backed by an RBI-regulated NBFC. Zero annual fee. Secured model. Every on-time payment builds your CIBIL score from Day 1 — so you graduate financially ready, not financially invisible.
Three steps from zero credit history to a 700+ CIBIL score by graduation.
Apply through the InterBuddy app in under 5 minutes. Get your physical RuPay/Visa card delivered to your address. No income proof. No credit history needed.
Every swipe and every on-time payment is reported directly to CIBIL. Your score grows automatically — from ₹2,000 limit to ₹10,000 as you demonstrate responsible usage.
A student who joins InterBuddy in Year 1 and uses the IB Card responsibly will have a CIBIL score of 700+ by graduation — eligible for home loans, car loans, and premium credit products from Day 1 of employment.
InterBuddy is the only student platform in India that actively builds your financial identity while you study — through a real credit card, structured financial literacy, and responsible credit habits taught from Day 1 of college.
Zero annual fee. RBI-regulated. Delivered to your door.
Physical RuPay/Visa card with mobile app management — activate, block, set limits, pay bills, view statements instantly.
Starts at ₹2,000. Grows to ₹10,000 in 6 months. Responsible usage unlocks higher limits automatically.
Every financial service on InterBuddy is built specifically for Indian students — starting from zero credit history, zero income, and zero
financial knowledge. We meet students exactly where they are.
Smart money decisions made early change everything.
Physical card. Mobile app management. Activate, block, set limits, pay bills — all from InterBuddy. Backed by RBI-regulated NBFC. Zero annual fee. Accepted everywhere in India.
Every on-time IB Card payment is reported to CIBIL. Students who join in Year 1 and use the card responsibly graduate with a 700+ score — making them eligible for home loans, car loans, and premium credit from Day 1 of employment.
Money Basics → Credit & CIBIL → Banking & Cards → Saving & Investing → Loan Literacy → Tax Basics. Taught in Tamil and English via 5-minute bite-sized video lessons inside the app. Free for every student.
Complete education loan guidance for studies in India and abroad — SBI Global Ed-Vantage, HDFC Credila, Avanse, and Axis Bank compared in one place. Multi-currency forex cards for UK, Canada, Australia, USA, and Europe. Student insurance from ₹2,500/year.
See how InterBuddy Finance and the IB Credit Card work inside the app — built for students, tested by students across Tamil Nadu.












Real students building real credit history through the IB Card.
Accepted everywhere in India
Reported to bureau every month
6 modules, 5-min bite-sized lessons
SBI, HDFC, Avanse, Axis Bank compared
India’s student platform for community, career, gigs, higher education, and finance — built by InterEd Ventures.
RSR Complex, Salem Road, Mudalaipatti Post, Namakkal – 637 001
© 2026 | interbuddy. All rights reserved.